The cost of living is skyrocketing every passing minute.  Countless seniors are faced with low-funded retirement pensions. Stressors are compelling many to retire later in life, and to seek-out employment opportunities. Edward Ted Siedle writer for Forbes.com, The Greatest Retirement Crisis In American History, shares the following; “We are on the precipice of the greatest retirement crisis in the history of the world. In the decades to come, we will witness millions of elderly Americans, the Baby Boomers and others, slipping into poverty.” Siedle also noted that 401(K) retirement plans average at $25,000- an exceedingly low income for anyone striving to making a livelihood in todays’ society.