There are numerous factors to consider when planning for retirement. Preferred living arrangements, employment opportunities, and income are some of many examples. Although finances are often the driving force in determining retirement age, health is also a major element to consider. According to the Health and Retirement Study (HRS), older people’s ability to work can be influenced by health status. The HRS goes on to share, “More than half of men and one-third of women who left the labor force before the Social Security early-retirement age of 62 said that health limited their capacity to work.” When mapping out your plan consider lifestyle factors influencing health and future retirement.

Medicare patients are promised unaffected healthcare coverage in spite of price-cuts prompted with ObamaCare. Puzzled by the statics many wonder how ObamaCare will be of any benefit with a financial deficit of $716 billion to Medicare? Promises never seemed so vague. Patients and healthcare providers are questioning these so-called "benefits" for the elderly under ObamaCare.

According to the CDC (Center of Disease Control and Prevention) each year one in three adults over 65 years in age falls. What might seem like a minor fall can actually have detrimental effects in the individual's health. The CDC brings statistical evidence in their article, Falls among older adults: An overview, mentioning how most fractures among older adults are caused by falls.